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Personal loans

Borrow up to $20,000
Rely on affordable payments and fixed rates for the life of your loan
Interest rates from 27.99% and loan terms from 6-60 months
Apply with our quick and easy online loan application
Pay off your unsecured personal loan at any time with no prepayment penalty or fees

What is a Personal Loan?

A personal loan is an unsecured loan that can be repaid over a scheduled period of time through regular payments. The payments are fixed amounts that are applied to the loan over the scheduled period of time (the loan "term"). At the end of the term, the loan will be paid off.
Fairstone personal loans are often used for consolidate debt and to pay for unexpected expenses, home improvements and life events, such as a wedding, a new baby or a vacation.
With Fairstone you can choose between a personal loan, a loan for homeowners and a mortgage. No collateral is required to secure an unsecured personal loan, and you don't need to own your home.

How much can I borrow with a personal loan?

With a Fairstone personal loan you can borrow up to $20,000. A knowledgeable Lending Specialist will work with you to determine how much you can borrow based on your needs and budget.
What will my interest rate be?

Interest rates on a Fairstone personal loan start at 27.99%. Your interest rate is based on a variety of factors including your income, amount borrowed and credit history. Please note interest rates may differ by province. Like all Fairstone loans, your payments and rate will stay fixed throughout the life of your loan.

Are there any fees?

Fairstone does not charge any administration fees on personal loans.

Why choose a personal loan?

With a personal loan, no home ownership or collateral is required. Personal loans have no administration fees, require the least amount of paperwork and provide you with the money you need quickly. You could get your money as soon as the day you apply.
Own your home? Borrow more at a lower rate

You've worked hard for your home - now put it to work for you. Secure your loan with the equity in your home and borrow up to $25,000 with affordable payments and rates as low as 19.99%.

Find out more about personal loans for homeowners.


Why choose Fairstone?

Get the money you need, when you need it
One-on-one, local service from a knowledgeable Lending Specialist at your local branch.
Affordable payments that never go up
Fixed rates for the life of your loan
Count on a quick and easy online loan application with a decision in minutes
Flexible payment options - choose your due date and pay online or in person
No prepayment penalties or administration fees on unsecured loans
Secure, 24/7 online account management to make online payments, update account information and view payment history
14-day guarantee on all unsecured personal loans with no charges and no questions asked
With the stability of over 200 branches coast to coast and roots in lending dating back to 1923, Fairstone has the expertise and experience to provide responsible credit solutions that meet today's unique borrowing needs
They have great customer service.  I have been with them about 15 years.
Need Help Getting Started?
Call Us 800-995-2274

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